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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,243 | $96,731-29.5% | $123,973-45.0% | $86,983-21.5% |
| Participation rate | 80.0% | 70.0%+10.0pp | 76.7%+3.3pp | 69.5%+10.5pp |
| Annual return | 7.11% | 17.33%-10.2pp | 388.13%-381.0pp | 25.83%-18.7pp |
| Employer contribution / active EE | $3,256 | $3,297-1.3% | $4,126-21.1% | $2,584+26.0% |
| Participant deferral / active EE | $3,685 | $4,152-11.3% | $5,247-29.8% | $4,194-12.1% |
| Admin fee / account holder | $20,322 | $8,722+133.0% | $11,799+72.2% | $7,856+158.7% |