Filed November 25, 2025
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY10+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $86,267 |
Service code 27 · EIN 47-1411118 | Advisory (Plan) | $46,942 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,311 | $65,561+36.2% | $91,541-2.4% | $74,304+20.2% |
| Participation rate | 89.1% | 56.6%+32.5pp | 69.8%+19.3pp | 60.3%+28.7pp |
| Annual return | 12.49% | 17.68%-5.2pp | 20.50%-8.0pp | 29.43%-16.9pp |
| Employer contribution / active EE | $2,310 | $1,717+34.5% | $2,505-7.8% | $2,241+3.1% |
| Participant deferral / active EE | $6,300 | $2,918+115.9% | $4,008+57.2% | $3,767+67.2% |
| Admin fee / account holder | $345 | $3,333-89.6% | $6,956-95.0% | $2,969-88.4% |