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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,115 | $63,904+5.0% | $89,340-24.9% | $67,986-1.3% |
| Participation rate | 72.2% | 54.3%+17.9pp | 69.6%+2.7pp | 57.2%+15.0pp |
| Annual return | 19.01% | 18.09%+0.9pp | 20.57%-1.6pp | 31.67%-12.7pp |
| Employer contribution / active EE | $2,663 | $1,627+63.6% | $2,231+19.4% | $2,019+31.9% |
| Participant deferral / active EE | $5,341 | $2,691+98.5% | $3,823+39.7% | $3,358+59.1% |
| Admin fee / account holder | $1,386 | $3,315-58.2% | $6,704-79.3% | $3,203-56.7% |