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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,467 | $100,262+5.2% | $81,370+29.6% | $145,897-27.7% |
| Participation rate | 93.8% | 74.3%+19.5pp | 69.5%+24.2pp | 80.3%+13.4pp |
| Annual return | 22.36% | 34.52%-12.2pp | 24.85%-2.5pp | 552.29%-529.9pp |
| Employer contribution / active EE | $2,232 | $2,979-25.1% | $2,464-9.4% | $4,663-52.1% |
| Participant deferral / active EE | $6,877 | $4,612+49.1% | $3,885+77.0% | $6,689+2.8% |
| Admin fee / account holder | $6,324 | $8,163-22.5% | $5,749+10.0% | $13,390-52.8% |