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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,467 | $100,147+5.3% | $81,286+29.7% | $145,877-27.7% |
| Participation rate | 93.8% | 74.2%+19.5pp | 69.5%+24.2pp | 80.3%+13.4pp |
| Annual return | 22.36% | 34.44%-12.1pp | 24.80%-2.4pp | 551.28%-528.9pp |
| Employer contribution / active EE | $2,232 | $2,977-25.0% | $2,463-9.4% | $4,663-52.1% |
| Participant deferral / active EE | $6,877 | $4,607+49.3% | $3,883+77.1% | $6,691+2.8% |
| Admin fee / account holder | $6,324 | $8,201-22.9% | $5,764+9.7% | $13,402-52.8% |