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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,296 | $111,814-75.6% | $103,374-73.6% | $145,959-81.3% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 8.84% | 24.77%-15.9pp | 24.89%-16.1pp | 561.95%-553.1pp |
| Employer contribution / active EE | $3,584 | $4,214-14.9% | $3,869-7.4% | $4,661-23.1% |
| Participant deferral / active EE | $7,127 | $5,618+26.9% | $5,058+40.9% | $6,689+6.6% |
| Admin fee / account holder | $1,871 | $9,754-80.8% | $8,394-77.7% | $13,398-86.0% |