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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,643 | $209,336-8.9% | $197,124-3.3% | $137,256+38.9% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 16.71% | 48.09%-31.4pp | 44.34%-27.6pp | 220.34%-203.6pp |
| Employer contribution / active EE | $18,635 | $6,591+182.7% | $6,227+199.2% | $4,156+348.4% |
| Participant deferral / active EE | $12,636 | $9,614+31.4% | $9,135+38.3% | $6,407+97.2% |
| Admin fee / account holder | $5,720 | $17,308-67.0% | $16,298-64.9% | $12,270-53.4% |