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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,591 | $111,535-64.5% | $105,223-62.4% | $137,256-71.2% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 11.16% | 237.85%-226.7pp | 180.65%-169.5pp | 220.34%-209.2pp |
| Employer contribution / active EE | $2,627 | $3,939-33.3% | $3,689-28.8% | $4,156-36.8% |
| Participant deferral / active EE | $12,599 | $5,500+129.1% | $5,072+148.4% | $6,407+96.7% |
| Admin fee / account holder | $2,553 | $9,721-73.7% | $8,859-71.2% | $12,270-79.2% |