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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,472 | $100,139-25.6% | $85,187-12.6% | $145,884-49.0% |
| Participation rate | 84.6% | 74.1%+10.5pp | 67.5%+17.1pp | 80.3%+4.3pp |
| Annual return | 17.63% | 84.15%-66.5pp | 66.67%-49.0pp | 551.85%-534.2pp |
| Employer contribution / active EE | $4,258 | $3,238+31.5% | $2,732+55.8% | $4,662-8.7% |
| Participant deferral / active EE | $7,545 | $5,296+42.5% | $4,525+66.8% | $6,690+12.8% |
| Admin fee / account holder | $1,766 | $7,262-75.7% | $6,162-71.3% | $13,392-86.8% |