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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,472 | $99,995-25.5% | $85,063-12.5% | $145,978-49.0% |
| Participation rate | 84.6% | 74.1%+10.5pp | 67.5%+17.1pp | 80.3%+4.3pp |
| Annual return | 17.63% | 83.99%-66.4pp | 66.54%-48.9pp | 550.52%-532.9pp |
| Employer contribution / active EE | $4,258 | $3,231+31.8% | $2,727+56.1% | $4,662-8.7% |
| Participant deferral / active EE | $7,545 | $5,295+42.5% | $4,523+66.8% | $6,690+12.8% |
| Admin fee / account holder | $1,766 | $7,255-75.7% | $6,155-71.3% | $13,400-86.8% |