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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,010 | $65,246-6.5% | $98,716-38.2% | $67,986-10.3% |
| Participation rate | 25.9% | 51.4%-25.5pp | 69.3%-43.4pp | 57.2%-31.3pp |
| Annual return | 29.90% | 20.58%+9.3pp | 31.81%-1.9pp | 31.67%-1.8pp |
| Employer contribution / active EE | $1,013 | $1,042-2.8% | $2,279-55.5% | $2,019-49.8% |
| Participant deferral / active EE | $1,777 | $2,594-31.5% | $4,048-56.1% | $3,358-47.1% |
| Admin fee / account holder | $39,011 | $4,561+755.4% | $8,703+348.3% | $3,203+1117.9% |