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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,010 | $67,638-9.8% | $133,346-54.2% | $69,733-12.5% |
| Participation rate | 25.9% | 54.3%-28.4pp | 72.8%-46.9pp | 62.5%-36.5pp |
| Annual return | 29.90% | 13.38%+16.5pp | 36.85%-7.0pp | 15.22%+14.7pp |
| Employer contribution / active EE | $1,013 | $1,177-14.0% | $2,853-64.5% | $2,250-55.0% |
| Participant deferral / active EE | $1,777 | $2,567-30.8% | $4,332-59.0% | $3,054-41.8% |
| Admin fee / account holder | $39,011 | $4,814+710.3% | $14,264+173.5% | $3,102+1157.6% |