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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,552 | $129,737-15.6% | $119,126-8.0% | $154,746-29.2% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 15.99% | 379.08%-363.1pp | 282.11%-266.1pp | 172.34%-156.3pp |
| Employer contribution / active EE | $2,880 | $4,375-34.2% | $4,034-28.6% | $4,379-34.2% |
| Participant deferral / active EE | $7,015 | $5,842+20.1% | $5,318+31.9% | $6,730+4.2% |
| Admin fee / account holder | $3,035 | $11,961-74.6% | $10,693-71.6% | $14,365-78.9% |