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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,372 | $51,638+138.9% | $68,368+80.5% | $82,448+49.6% |
| Participation rate | 92.7% | 63.6%+29.1pp | 73.8%+18.9pp | 68.1%+24.6pp |
| Annual return | 16.31% | 37.53%-21.2pp | 292.57%-276.3pp | 41.64%-25.3pp |
| Employer contribution / active EE | $3,644 | $2,047+78.0% | $2,649+37.6% | $2,551+42.8% |
| Participant deferral / active EE | $6,913 | $2,914+137.3% | $4,123+67.7% | $4,139+67.0% |
| Admin fee / account holder | $3,409 | $4,643-26.6% | $5,150-33.8% | $7,234-52.9% |