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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,936 | $88,672-70.8% | $105,223-75.4% | $82,448-68.5% |
| Participation rate | 87.1% | 67.9%+19.2pp | 75.0%+12.1pp | 68.1%+19.0pp |
| Annual return | 20.74% | 30.86%-10.1pp | 180.65%-159.9pp | 41.64%-20.9pp |
| Employer contribution / active EE | $2,974 | $3,048-2.4% | $3,689-19.4% | $2,551+16.6% |
| Participant deferral / active EE | $5,499 | $4,036+36.3% | $5,072+8.4% | $4,139+32.9% |
| Admin fee / account holder | $395 | $7,146-94.5% | $8,859-95.5% | $7,234-94.5% |