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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,544 | $161,352-82.9% | $134,172-79.5% | $137,256-79.9% |
| Participation rate | 100.0% | 78.3%+21.7pp | 72.5%+27.5pp | 80.0%+20.0pp |
| Annual return | 10.85% | 28.72%-17.9pp | 25.30%-14.5pp | 220.34%-209.5pp |
| Employer contribution / active EE | $1,274 | $4,099-68.9% | $3,420-62.7% | $4,156-69.3% |
| Participant deferral / active EE | $7,864 | $5,552+41.6% | $4,690+67.7% | $6,407+22.7% |
| Admin fee / account holder | $728 | $15,028-95.2% | $12,016-93.9% | $12,270-94.1% |