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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,334 | $111,830-69.3% | $93,696-63.4% | $145,884-76.5% |
| Participation rate | 36.4% | 74.2%-37.9pp | 68.7%-32.4pp | 80.3%-43.9pp |
| Annual return | 14.35% | 204.08%-189.7pp | 133.74%-119.4pp | 551.85%-537.5pp |
| Employer contribution / active EE | $1,325 | $3,093-57.2% | $2,422-45.3% | $4,662-71.6% |
| Participant deferral / active EE | $3,765 | $4,920-23.5% | $4,417-14.8% | $6,690-43.7% |
| Admin fee / account holder | $3,472 | $10,249-66.1% | $8,287-58.1% | $13,392-74.1% |