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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,163 | $102,422-31.5% | $147,117-52.3% | $80,959-13.3% |
| Participation rate | 74.4% | 75.9%-1.5pp | 82.2%-7.8pp | 67.7%+6.7pp |
| Annual return | 13.10% | 135.16%-122.1pp | 420.54%-407.4pp | 35.67%-22.6pp |
| Employer contribution / active EE | $3,630 | $3,717-2.4% | $4,932-26.4% | $2,757+31.7% |
| Participant deferral / active EE | $8,647 | $6,652+30.0% | $8,065+7.2% | $4,300+101.1% |
| Admin fee / account holder | $3,548 | $7,953-55.4% | $12,993-72.7% | $6,925-48.8% |