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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,420 | $72,071+86.5% | $68,368+96.6% | $137,256-2.1% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 14.97% | 353.14%-338.2pp | 292.57%-277.6pp | 220.34%-205.4pp |
| Employer contribution / active EE | $3,248 | $2,788+16.5% | $2,649+22.6% | $4,156-21.8% |
| Participant deferral / active EE | $7,232 | $4,410+64.0% | $4,123+75.4% | $6,407+12.9% |
| Admin fee / account holder | $2,257 | $5,336-57.7% | $5,150-56.2% | $12,270-81.6% |