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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,118 | $181,062-44.2% | $158,223-36.1% | $155,188-34.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 8.19% | 57.39%-49.2pp | 52.09%-43.9pp | 148.84%-140.6pp |
| Employer contribution / active EE | $6,555 | $4,565+43.6% | $4,109+59.5% | $4,248+54.3% |
| Participant deferral / active EE | $3,929 | $6,134-36.0% | $5,467-28.1% | $6,531-39.8% |
| Admin fee / account holder | $3,250 | $18,825-82.7% | $16,047-79.7% | $14,480-77.6% |