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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,919 | $77,472+208.4% | $100,415+137.9% | $80,959+195.1% |
| Participation rate | 100.0% | 76.9%+23.1pp | 81.5%+18.5pp | 67.7%+32.3pp |
| Annual return | 12.24% | 37.26%-25.0pp | 49.47%-37.2pp | 35.67%-23.4pp |
| Employer contribution / active EE | $5,323 | $2,800+90.1% | $3,943+35.0% | $2,757+93.1% |
| Participant deferral / active EE | $13,704 | $6,818+101.0% | $8,091+69.4% | $4,300+218.7% |
| Admin fee / account holder | $3,329 | $5,885-43.4% | $7,906-57.9% | $6,925-51.9% |