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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $306,989 | $183,592+67.2% | $155,574+97.3% | $145,877+110.4% |
| Participation rate | 85.7% | 82.7%+3.0pp | 78.2%+7.5pp | 80.3%+5.4pp |
| Annual return | 14.42% | 61.37%-47.0pp | 64.87%-50.5pp | 551.28%-536.9pp |
| Employer contribution / active EE | $7,661 | $5,317+44.1% | $4,676+63.9% | $4,663+64.3% |
| Participant deferral / active EE | $8,982 | $6,466+38.9% | $5,629+59.6% | $6,691+34.3% |
| Admin fee / account holder | $596 | $19,316-96.9% | $15,914-96.3% | $13,402-95.6% |