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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,476 | $209,336-42.0% | $197,124-38.4% | $137,256-11.5% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 16.67% | 48.09%-31.4pp | 44.34%-27.7pp | 220.34%-203.7pp |
| Employer contribution / active EE | $7,262 | $6,591+10.2% | $6,227+16.6% | $4,156+74.7% |
| Participant deferral / active EE | $9,631 | $9,614+0.2% | $9,135+5.4% | $6,407+50.3% |
| Admin fee / account holder | $10,417 | $17,308-39.8% | $16,298-36.1% | $12,270-15.1% |