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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $739,507 | $81,276+809.9% | $155,574+375.3% | $80,925+813.8% |
| Participation rate | 91.8% | 66.2%+25.6pp | 78.2%+13.6pp | 67.7%+24.2pp |
| Annual return | 17.57% | 33.36%-15.8pp | 64.87%-47.3pp | 35.65%-18.1pp |
| Employer contribution / active EE | $23,683 | $3,103+663.2% | $4,676+406.5% | $2,756+759.2% |
| Participant deferral / active EE | $21,023 | $3,453+508.9% | $5,629+273.5% | $4,299+389.1% |
| Admin fee / account holder | $6,716 | $7,993-16.0% | $15,914-57.8% | $6,940-3.2% |