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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,132 | $156,616-49.5% | $133,346-40.7% | $198,609-60.2% |
| Participation rate | 81.8% | 77.7%+4.1pp | 72.8%+9.0pp | 82.4%-0.6pp |
| Annual return | 12.36% | 44.25%-31.9pp | 36.85%-24.5pp | 202.70%-190.3pp |
| Employer contribution / active EE | $815 | $3,368-75.8% | $2,853-71.4% | $5,055-83.9% |
| Participant deferral / active EE | $3,704 | $4,920-24.7% | $4,332-14.5% | $6,977-46.9% |
| Admin fee / account holder | $3,895 | $17,468-77.7% | $14,264-72.7% | $19,030-79.5% |