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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,132 | $124,980-36.7% | $108,359-27.0% | $154,746-48.9% |
| Participation rate | 81.8% | 75.2%+6.6pp | 70.1%+11.7pp | 80.7%+1.1pp |
| Annual return | 12.36% | 45.00%-32.6pp | 36.89%-24.5pp | 172.34%-160.0pp |
| Employer contribution / active EE | $815 | $2,851-71.4% | $2,399-66.0% | $4,379-81.4% |
| Participant deferral / active EE | $3,704 | $4,743-21.9% | $4,137-10.5% | $6,730-45.0% |
| Admin fee / account holder | $3,895 | $11,502-66.1% | $9,741-60.0% | $14,365-72.9% |