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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,247 | $102,422-40.2% | $147,117-58.4% | $80,959-24.3% |
| Participation rate | 36.0% | 75.9%-39.9pp | 82.2%-46.2pp | 67.7%-31.7pp |
| Annual return | 40.49% | 135.16%-94.7pp | 420.54%-380.0pp | 35.67%+4.8pp |
| Employer contribution / active EE | $1,235 | $3,717-66.8% | $4,932-75.0% | $2,757-55.2% |
| Participant deferral / active EE | $3,128 | $6,652-53.0% | $8,065-61.2% | $4,300-27.3% |
| Admin fee / account holder | $1,564 | $7,953-80.3% | $12,993-88.0% | $6,925-77.4% |