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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,247 | $102,382-40.2% | $147,005-58.3% | $80,874-24.3% |
| Participation rate | 36.0% | 75.8%-39.8pp | 82.2%-46.2pp | 67.6%-31.6pp |
| Annual return | 40.49% | 134.89%-94.4pp | 418.76%-378.3pp | 35.62%+4.9pp |
| Employer contribution / active EE | $1,235 | $3,715-66.7% | $4,934-75.0% | $2,756-55.2% |
| Participant deferral / active EE | $3,128 | $6,646-52.9% | $8,070-61.2% | $4,297-27.2% |
| Admin fee / account holder | $1,564 | $7,942-80.3% | $13,006-88.0% | $6,935-77.4% |