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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,645 | $154,228-39.3% | $145,433-35.6% | $137,256-31.8% |
| Participation rate | 72.7% | 83.8%-11.1pp | 82.1%-9.4pp | 80.0%-7.2pp |
| Annual return | 15.08% | 74.59%-59.5pp | 66.58%-51.5pp | 220.34%-205.3pp |
| Employer contribution / active EE | $3,623 | $4,804-24.6% | $4,554-20.5% | $4,156-12.8% |
| Participant deferral / active EE | $8,279 | $8,216+0.8% | $7,897+4.8% | $6,407+29.2% |
| Admin fee / account holder | $5,166 | $14,344-64.0% | $13,129-60.7% | $12,270-57.9% |