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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,751 | $183,539+39.9% | $155,556+65.1% | $145,897+76.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 10.80% | 61.31%-50.5pp | 64.84%-54.0pp | 552.29%-541.5pp |
| Employer contribution / active EE | $13,017 | $5,315+144.9% | $4,675+178.4% | $4,663+179.2% |
| Participant deferral / active EE | $12,843 | $6,467+98.6% | $5,631+128.1% | $6,689+92.0% |
| Admin fee / account holder | $1,360 | $19,275-92.9% | $15,885-91.4% | $13,390-89.8% |