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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,277 | $102,393+130.8% | $147,041+60.7% | $80,911+192.0% |
| Participation rate | 97.9% | 75.9%+22.0pp | 82.2%+15.7pp | 67.6%+30.2pp |
| Annual return | 11.81% | 134.95%-123.1pp | 419.21%-407.4pp | 35.63%-23.8pp |
| Employer contribution / active EE | $7,864 | $3,715+111.7% | $4,935+59.4% | $2,756+185.4% |
| Participant deferral / active EE | $11,934 | $6,647+79.5% | $8,071+47.9% | $4,297+177.7% |
| Admin fee / account holder | $50,087 | $7,943+530.5% | $13,006+285.1% | $6,935+622.3% |