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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,277 | $102,385+130.8% | $147,080+60.6% | $80,935+191.9% |
| Participation rate | 97.9% | 75.9%+22.0pp | 82.2%+15.7pp | 67.7%+30.2pp |
| Annual return | 11.81% | 135.09%-123.3pp | 420.17%-408.4pp | 35.66%-23.8pp |
| Employer contribution / active EE | $7,864 | $3,717+111.6% | $4,933+59.4% | $2,757+185.3% |
| Participant deferral / active EE | $11,934 | $6,651+79.4% | $8,066+47.9% | $4,299+177.6% |
| Admin fee / account holder | $50,087 | $7,951+529.9% | $12,989+285.6% | $6,924+623.3% |