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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,019 | $156,398-27.7% | $147,318-23.3% | $138,895-18.6% |
| Participation rate | 92.9% | 83.8%+9.1pp | 82.1%+10.8pp | 79.9%+12.9pp |
| Annual return | 13.58% | 78.75%-65.2pp | 70.43%-56.9pp | 145.39%-131.8pp |
| Employer contribution / active EE | $2,336 | $4,853-51.9% | $4,593-49.1% | $4,194-44.3% |
| Participant deferral / active EE | $9,948 | $8,237+20.8% | $7,906+25.8% | $6,396+55.5% |
| Admin fee / account holder | $1,886 | $14,976-87.4% | $13,708-86.2% | $12,562-85.0% |