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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,778 | $60,442+37.0% | $96,754-14.4% | $87,485-5.4% |
| Participation rate | 82.9% | 58.7%+24.2pp | 70.3%+12.7pp | 68.9%+14.0pp |
| Annual return | 15.64% | 21.97%-6.3pp | 82.04%-66.4pp | 26.06%-10.4pp |
| Employer contribution / active EE | $2,359 | $1,691+39.5% | $2,679-11.9% | $2,596-9.1% |
| Participant deferral / active EE | $6,700 | $3,280+104.3% | $4,758+40.8% | $4,274+56.8% |
| Admin fee / account holder | $2,999 | $5,069-40.8% | $8,905-66.3% | $7,775-61.4% |