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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,778 | $57,590+43.7% | $86,233-4.0% | $82,448+0.4% |
| Participation rate | 82.9% | 57.9%+25.1pp | 69.0%+13.9pp | 68.1%+14.9pp |
| Annual return | 15.64% | 22.41%-6.8pp | 61.39%-45.7pp | 41.64%-26.0pp |
| Employer contribution / active EE | $2,359 | $1,655+42.5% | $2,504-5.8% | $2,551-7.5% |
| Participant deferral / active EE | $6,700 | $3,080+117.5% | $4,559+47.0% | $4,139+61.9% |
| Admin fee / account holder | $2,999 | $4,730-36.6% | $8,342-64.1% | $7,234-58.5% |