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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,202 | $117,895+47.8% | $102,460+70.0% | $145,897+19.4% |
| Participation rate | 87.5% | 78.6%+8.9pp | 76.5%+11.0pp | 80.3%+7.2pp |
| Annual return | 13.80% | 31.92%-18.1pp | 29.47%-15.7pp | 552.29%-538.5pp |
| Employer contribution / active EE | $1,390 | $3,619-61.6% | $3,025-54.0% | $4,663-70.2% |
| Participant deferral / active EE | $9,733 | $5,736+69.7% | $5,056+92.5% | $6,689+45.5% |
| Admin fee / account holder | $12,204 | $13,353-8.6% | $9,460+29.0% | $13,390-8.9% |