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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,588 | $110,379-77.7% | $102,412-76.0% | $145,884-83.1% |
| Participation rate | 86.4% | 77.9%+8.4pp | 74.5%+11.9pp | 80.3%+6.1pp |
| Annual return | 12.64% | 24.84%-12.2pp | 24.94%-12.3pp | 551.85%-539.2pp |
| Employer contribution / active EE | $1,631 | $4,216-61.3% | $3,870-57.8% | $4,662-65.0% |
| Participant deferral / active EE | $2,175 | $5,622-61.3% | $5,060-57.0% | $6,690-67.5% |
| Admin fee / account holder | $1,386 | $9,745-85.8% | $8,388-83.5% | $13,392-89.6% |