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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,975 | $112,729-67.2% | $98,716-62.5% | $137,256-73.1% |
| Participation rate | 76.5% | 74.2%+2.2pp | 69.3%+7.2pp | 80.0%-3.5pp |
| Annual return | 59.75% | 38.48%+21.3pp | 31.81%+27.9pp | 220.34%-160.6pp |
| Employer contribution / active EE | $1,479 | $2,725-45.7% | $2,279-35.1% | $4,156-64.4% |
| Participant deferral / active EE | $5,386 | $4,640+16.1% | $4,048+33.1% | $6,407-15.9% |
| Admin fee / account holder | $506 | $10,129-95.0% | $8,703-94.2% | $12,270-95.9% |