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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,821 | $81,457-62.2% | $103,378-70.2% | $80,911-61.9% |
| Participation rate | 75.6% | 66.8%+8.7pp | 74.5%+1.1pp | 67.6%+7.9pp |
| Annual return | 14.51% | 25.58%-11.1pp | 24.91%-10.4pp | 35.63%-21.1pp |
| Employer contribution / active EE | $1,588 | $3,107-48.9% | $3,870-59.0% | $2,756-42.4% |
| Participant deferral / active EE | $2,263 | $3,871-41.5% | $5,058-55.3% | $4,297-47.3% |
| Admin fee / account holder | $1,655 | $6,717-75.4% | $8,401-80.3% | $6,935-76.1% |