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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,314 | $96,731-12.8% | $123,973-32.0% | $86,983-3.1% |
| Participation rate | 87.1% | 70.0%+17.1pp | 76.7%+10.4pp | 69.5%+17.6pp |
| Annual return | 15.26% | 17.33%-2.1pp | 388.13%-372.9pp | 25.83%-10.6pp |
| Employer contribution / active EE | $3,826 | $3,297+16.1% | $4,126-7.3% | $2,584+48.1% |
| Participant deferral / active EE | $1,100 | $4,152-73.5% | $5,247-79.0% | $4,194-73.8% |
| Admin fee / account holder | $21,695 | $8,722+148.7% | $11,799+83.9% | $7,856+176.2% |