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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,888 | $71,353+131.1% | $92,805+77.7% | $86,983+89.6% |
| Participation rate | 100.0% | 80.9%+19.1pp | 83.5%+16.5pp | 69.5%+30.5pp |
| Annual return | 18.96% | 44.68%-25.7pp | 31.59%-12.6pp | 25.83%-6.9pp |
| Employer contribution / active EE | $2,566 | $2,468+4.0% | $3,424-25.1% | $2,584-0.7% |
| Participant deferral / active EE | $6,328 | $6,966-9.2% | $8,448-25.1% | $4,194+50.9% |
| Admin fee / account holder | $4,263 | $6,099-30.1% | $10,911-60.9% | $7,856-45.7% |