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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,895 | $181,062-11.7% | $158,223+1.1% | $155,188+3.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 16.39% | 57.39%-41.0pp | 52.09%-35.7pp | 148.84%-132.4pp |
| Employer contribution / active EE | $4,107 | $4,565-10.0% | $4,1090% | $4,248-3.3% |
| Participant deferral / active EE | $5,406 | $6,134-11.9% | $5,467-1.1% | $6,531-17.2% |
| Admin fee / account holder | $18,592 | $18,825-1.2% | $16,047+15.9% | $14,480+28.4% |