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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,055 | $77,814-4.8% | $158,223-53.2% | $86,983-14.9% |
| Participation rate | 35.4% | 68.4%-33.0pp | 79.2%-43.8pp | 69.5%-34.1pp |
| Annual return | 16.18% | 30.54%-14.4pp | 52.09%-35.9pp | 25.83%-9.7pp |
| Employer contribution / active EE | $693 | $2,592-73.3% | $4,109-83.1% | $2,584-73.2% |
| Participant deferral / active EE | $2,152 | $3,270-34.2% | $5,467-60.6% | $4,194-48.7% |
| Admin fee / account holder | $1,153 | $5,879-80.4% | $16,047-92.8% | $7,856-85.3% |