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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,937 | $134,817+4.5% | $123,973+13.7% | $155,188-9.2% |
| Participation rate | 92.3% | 79.4%+12.9pp | 76.7%+15.6pp | 80.8%+11.5pp |
| Annual return | 17.56% | 515.49%-497.9pp | 388.13%-370.6pp | 148.84%-131.3pp |
| Employer contribution / active EE | $4,215 | $4,425-4.7% | $4,126+2.2% | $4,248-0.8% |
| Participant deferral / active EE | $14,746 | $5,706+158.4% | $5,247+181.0% | $6,531+125.8% |
| Admin fee / account holder | $2,092 | $13,245-84.2% | $11,799-82.3% | $14,480-85.5% |