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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,937 | $129,737+8.6% | $119,126+18.3% | $154,746-8.9% |
| Participation rate | 92.3% | 78.9%+13.5pp | 75.8%+16.5pp | 80.7%+11.6pp |
| Annual return | 17.56% | 379.08%-361.5pp | 282.11%-264.5pp | 172.34%-154.8pp |
| Employer contribution / active EE | $4,215 | $4,375-3.6% | $4,034+4.5% | $4,379-3.7% |
| Participant deferral / active EE | $14,746 | $5,842+152.4% | $5,318+177.3% | $6,730+119.1% |
| Admin fee / account holder | $2,092 | $11,961-82.5% | $10,693-80.4% | $14,365-85.4% |