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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,591 | $102,422-36.0% | $147,117-55.4% | $80,959-19.0% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 14.75% | 135.16%-120.4pp | 420.54%-405.8pp | 35.67%-20.9pp |
| Employer contribution / active EE | $2,751 | $3,717-26.0% | $4,932-44.2% | $2,757-0.2% |
| Participant deferral / active EE | $6,914 | $6,652+3.9% | $8,065-14.3% | $4,300+60.8% |
| Admin fee / account holder | $2,804 | $7,953-64.7% | $12,993-78.4% | $6,925-59.5% |