Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,993 | $86,919-67.8% | $102,457-72.7% | $80,911-65.4% |
| Participation rate | 43.6% | 72.4%-28.7pp | 76.5%-32.9pp | 67.6%-24.0pp |
| Annual return | 13.61% | 18.90%-5.3pp | 29.41%-15.8pp | 35.63%-22.0pp |
| Employer contribution / active EE | $957 | $2,368-59.6% | $3,022-68.3% | $2,756-65.3% |
| Participant deferral / active EE | $2,068 | $4,119-49.8% | $5,054-59.1% | $4,297-51.9% |
| Admin fee / account holder | $2,654 | $8,049-67.0% | $9,451-71.9% | $6,935-61.7% |