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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,672 | $77,814-74.7% | $158,223-87.6% | $86,983-77.4% |
| Participation rate | 75.0% | 68.4%+6.6pp | 79.2%-4.2pp | 69.5%+5.5pp |
| Annual return | 8.97% | 30.54%-21.6pp | 52.09%-43.1pp | 25.83%-16.9pp |
| Employer contribution / active EE | $1,165 | $2,592-55.0% | $4,109-71.6% | $2,584-54.9% |
| Participant deferral / active EE | $1,816 | $3,270-44.5% | $5,467-66.8% | $4,194-56.7% |
| Admin fee / account holder | $7,844 | $5,879+33.4% | $16,047-51.1% | $7,856-0.1% |