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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,672 | $75,541-74.0% | $152,093-87.1% | $82,637-76.2% |
| Participation rate | 75.0% | 66.5%+8.5pp | 77.8%-2.8pp | 68.1%+6.9pp |
| Annual return | 8.97% | 32.56%-23.6pp | 66.36%-57.4pp | 53.51%-44.5pp |
| Employer contribution / active EE | $1,165 | $2,622-55.6% | $4,175-72.1% | $2,552-54.3% |
| Participant deferral / active EE | $1,816 | $3,206-43.3% | $5,451-66.7% | $4,126-56.0% |
| Admin fee / account holder | $7,844 | $6,405+22.5% | $14,497-45.9% | $7,339+6.9% |