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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,167 | $183,592+43.3% | $155,574+69.2% | $145,877+80.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 8.38% | 61.37%-53.0pp | 64.87%-56.5pp | 551.28%-542.9pp |
| Employer contribution / active EE | $7,624 | $5,317+43.4% | $4,676+63.0% | $4,663+63.5% |
| Participant deferral / active EE | $5,371 | $6,466-16.9% | $5,629-4.6% | $6,691-19.7% |
| Admin fee / account holder | $20,690 | $19,316+7.1% | $15,914+30.0% | $13,402+54.4% |