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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,689 | $95,453+63.1% | $112,040+39.0% | $82,448+88.8% |
| Participation rate | 63.0% | 72.8%-9.7pp | 76.5%-13.4pp | 68.1%-5.0pp |
| Annual return | 14.17% | 23.92%-9.7pp | 24.52%-10.3pp | 41.64%-27.5pp |
| Employer contribution / active EE | $2,072 | $2,318-10.6% | $2,954-29.9% | $2,551-18.8% |
| Participant deferral / active EE | $5,078 | $4,224+20.2% | $5,098-0.4% | $4,139+22.7% |
| Admin fee / account holder | $24,394 | $9,013+170.6% | $12,098+101.6% | $7,234+237.2% |