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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,689 | $104,098+49.6% | $140,514+10.8% | $94,015+65.6% |
| Participation rate | 63.0% | 73.7%-10.7pp | 77.8%-14.8pp | 70.8%-7.8pp |
| Annual return | 14.17% | 15.14%-1.0pp | 14.36%-0.2pp | 17.84%-3.7pp |
| Employer contribution / active EE | $2,072 | $2,388-13.2% | $3,378-38.7% | $2,790-25.7% |
| Participant deferral / active EE | $5,078 | $4,033+25.9% | $4,919+3.2% | $4,249+19.5% |
| Admin fee / account holder | $24,394 | $10,439+133.7% | $13,697+78.1% | $8,951+172.5% |