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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,130 | $171,492-67.3% | $150,734-62.8% | $198,609-71.7% |
| Participation rate | 94.7% | 81.4%+13.3pp | 78.4%+16.3pp | 82.4%+12.4pp |
| Annual return | 13.93% | 804.70%-790.8pp | 600.81%-586.9pp | 202.70%-188.8pp |
| Employer contribution / active EE | $3,275 | $5,470-40.1% | $4,918-33.4% | $5,055-35.2% |
| Participant deferral / active EE | $5,005 | $6,259-20.0% | $5,610-10.8% | $6,977-28.3% |
| Admin fee / account holder | $3,541 | $17,628-79.9% | $14,905-76.2% | $19,030-81.4% |