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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,189 | $86,940-77.9% | $102,434-81.3% | $80,935-76.3% |
| Participation rate | 81.3% | 72.4%+8.9pp | 76.5%+4.7pp | 67.7%+13.6pp |
| Annual return | 11.36% | 18.89%-7.5pp | 29.46%-18.1pp | 35.66%-24.3pp |
| Employer contribution / active EE | $2,018 | $2,370-14.8% | $3,023-33.3% | $2,757-26.8% |
| Participant deferral / active EE | $1,537 | $4,121-62.7% | $5,055-69.6% | $4,299-64.3% |
| Admin fee / account holder | $2,072 | $8,047-74.3% | $9,462-78.1% | $6,924-70.1% |