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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,607 | $95,404-77.4% | $113,397-80.9% | $82,637-73.9% |
| Participation rate | 87.7% | 72.8%+14.8pp | 76.5%+11.2pp | 68.1%+19.6pp |
| Annual return | 17.66% | 19.08%-1.4pp | 23.20%-5.5pp | 53.51%-35.8pp |
| Employer contribution / active EE | $2,111 | $2,307-8.5% | $2,977-29.1% | $2,552-17.3% |
| Participant deferral / active EE | $1,554 | $4,220-63.2% | $5,076-69.4% | $4,126-62.3% |
| Admin fee / account holder | $1,732 | $9,168-81.1% | $11,957-85.5% | $7,339-76.4% |