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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,718 | $102,422-21.2% | $147,117-45.1% | $80,959-0.3% |
| Participation rate | 66.7% | 75.9%-9.2pp | 82.2%-15.5pp | 67.7%-1.0pp |
| Annual return | 11.92% | 135.16%-123.2pp | 420.54%-408.6pp | 35.67%-23.8pp |
| Employer contribution / active EE | $1,850 | $3,717-50.2% | $4,932-62.5% | $2,757-32.9% |
| Participant deferral / active EE | $5,513 | $6,652-17.1% | $8,065-31.6% | $4,300+28.2% |
| Admin fee / account holder | $7,434 | $7,953-6.5% | $12,993-42.8% | $6,925+7.3% |