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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,502 | $111,787+99.9% | $93,681+138.6% | $145,978+53.1% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 20.26% | 203.52%-183.3pp | 133.47%-113.2pp | 550.52%-530.3pp |
| Employer contribution / active EE | $1,453 | $3,093-53.0% | $2,422-40.0% | $4,662-68.8% |
| Participant deferral / active EE | $4,690 | $4,918-4.6% | $4,415+6.2% | $6,690-29.9% |
| Admin fee / account holder | $102,301 | $10,256+897.5% | $8,290+1134.0% | $13,400+663.4% |