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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,739 | $102,385+16.0% | $147,080-19.3% | $80,935+46.7% |
| Participation rate | 61.7% | 75.9%-14.1pp | 82.2%-20.5pp | 67.7%-5.9pp |
| Annual return | 13.87% | 135.09%-121.2pp | 420.17%-406.3pp | 35.66%-21.8pp |
| Employer contribution / active EE | $1,568 | $3,717-57.8% | $4,933-68.2% | $2,757-43.1% |
| Participant deferral / active EE | $3,123 | $6,651-53.1% | $8,066-61.3% | $4,299-27.4% |
| Admin fee / account holder | $3,739 | $7,951-53.0% | $12,989-71.2% | $6,924-46.0% |