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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,703 | $159,978+13.6% | $147,041+23.6% | $145,978+24.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 15.86% | 98.36%-82.5pp | 419.21%-403.4pp | 550.52%-534.7pp |
| Employer contribution / active EE | $4,299 | $5,288-18.7% | $4,935-12.9% | $4,662-7.8% |
| Participant deferral / active EE | $8,147 | $8,429-3.3% | $8,071+0.9% | $6,690+21.8% |
| Admin fee / account holder | $308 | $15,053-98.0% | $13,006-97.6% | $13,400-97.7% |