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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $378,522 | $124,425+204.2% | $112,040+237.8% | $137,256+175.8% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 12.57% | 24.72%-12.2pp | 24.52%-12.0pp | 220.34%-207.8pp |
| Employer contribution / active EE | $7,294 | $3,411+113.8% | $2,954+146.9% | $4,156+75.5% |
| Participant deferral / active EE | $3,570 | $5,718-37.6% | $5,098-30.0% | $6,407-44.3% |
| Admin fee / account holder | $53,214 | $15,207+249.9% | $12,098+339.9% | $12,270+333.7% |