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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $372,644 | $117,895+216.1% | $102,460+263.7% | $145,897+155.4% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 9.60% | 31.92%-22.3pp | 29.47%-19.9pp | 552.29%-542.7pp |
| Employer contribution / active EE | $7,953 | $3,619+119.8% | $3,025+162.9% | $4,663+70.6% |
| Participant deferral / active EE | $4,960 | $5,736-13.5% | $5,056-1.9% | $6,689-25.9% |
| Admin fee / account holder | $117,573 | $13,353+780.5% | $9,460+1142.8% | $13,390+778.0% |