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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $348,434 | $208,088+67.4% | $186,193+87.1% | $154,746+125.2% |
| Participation rate | 94.7% | 80.0%+14.7pp | 77.1%+17.6pp | 80.7%+14.0pp |
| Annual return | 18.14% | 89.97%-71.8pp | 78.03%-59.9pp | 172.34%-154.2pp |
| Employer contribution / active EE | $5,174 | $4,340+19.2% | $3,918+32.1% | $4,379+18.2% |
| Participant deferral / active EE | $15,421 | $7,078+117.9% | $6,513+136.8% | $6,730+129.1% |
| Admin fee / account holder | $1,907 | $11,698-83.7% | $11,058-82.8% | $14,365-86.7% |